Restrictions

CCTRX does not offer accounts, cards, wallet services, or cashback rewards to residents, citizens, or tax-resident entities of countries subject to comprehensive international sanctions, including but not limited to: Cuba, Iran, North Korea (DPRK), Syria, the Russian Federation, Belarus, Myanmar, Venezuela, and the Crimea, Donetsk, Luhansk, Zaporizhzhia and Kherson regions of Ukraine.

We additionally restrict service to jurisdictions where the issuance of prepaid virtual cards funded by digital assets is prohibited, regulated as a banking activity, or subject to a local licensing regime CCTRX does not hold. This currently includes (without limitation) the United States, mainland China, Singapore (retail), and any jurisdiction added to our internal high-risk list from time to time.

It is your responsibility to confirm that holding, funding, and using a CCTRX card is legal in your country of residence and any country from which you transact. CCTRX may, at any time, request additional documentation evidencing your residency, tax status, or source of funds.

Cards issued by CCTRX may not be used to facilitate, purchase, or settle: weapons, firearms, explosives or ammunition; narcotics or controlled substances; precursor chemicals; escort services, adult content, or human-trafficking-adjacent services; unlicensed gambling, lotteries, or sports betting; terror financing or extremist content; child sexual abuse material; counterfeit, pirated, or trademark-infringing goods; unregistered securities, ICOs, IDOs, presales; mixers, tumblers, privacy coins, or darknet markets; ransomware payments; or any activity that violates the Visa, Mastercard, or local card-scheme operating regulations.

Cards may not be used for cash advances at ATMs, money orders, wire transfers, cryptocurrency purchases (including on peer-to-peer marketplaces), prepaid reloads on third-party wallets, money-services-business top-ups, or for the purpose of structuring transactions to evade reporting thresholds.

CCTRX reserves the right to decline, reverse, or claw back any transaction that, in our reasonable opinion, falls within or attempts to circumvent the categories above.

One natural person may operate a single primary CCTRX account. Operating multiple accounts, sharing access credentials, or using stolen, synthetic, or borrowed identities — including the use of "mules" or impersonation of another person — is grounds for immediate termination, forfeiture of cashback, and reporting to law-enforcement and to our card-scheme partners.

Business accounts may only be opened by the authorised representative of a duly incorporated entity that passes corporate KYC, including identification of beneficial owners holding 25 % or more of voting rights.

CCTRX may, in its sole discretion, freeze, limit, suspend, or close any account that we reasonably believe is operated in breach of these restrictions, applicable law, the Terms of Service, or our AML / CTF Policy.

This list is reviewed continuously. Material additions take effect on the date shown at the top of this page. Continued use of CCTRX after publication constitutes acceptance. Where required by applicable law we will additionally notify you by email.